Please read these Terms and Conditions ("Terms") carefully before using the Finacify Website or Mobile Application(App). By accessing or using the website or App, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.
1. No Financial Advice Disclaimer
Finacify is an educational and informational tool only. * Informational Purpose: The App provides tools for tracking, calculating, and organizing financial data. All content, including but not limited to charts, projections, and educational articles, is for general informational purposes.
Not a Fiduciary: Finacify is not a financial planner, investment advisor, or tax professional. We do not have a fiduciary relationship with you.
Consult a Professional: You should not rely on the App or Website to make financial decisions. Always seek the advice of a qualified professional regarding your specific financial situation.
Accuracy of Data: While we strive for accuracy, financial markets and tax laws change rapidly. We do not guarantee that the information provided is current, complete, or error-free.
IMPORTANT: Any action you take based on the information provided by Finacify is strictly at your own risk. Finacify will not be liable for any losses or damages in connection with the use of our App.
2. Account Registration and Security
Authentication: You may register via Email/Password or Google Authentication. You are responsible for maintaining the confidentiality of your login credentials.
Account Responsibility: You agree to accept responsibility for all activities that occur under your account.
Eligibility: You must be at least 18 years of age to use this Website or App.
3. User Data and Firebase Services
Finacify utilizes Google Firebase for data storage and authentication.
Data Accuracy: The "Wealth" metrics shown in the App are only as accurate as the data you provide. We do not verify the financial figures you enter.
Availability: While we use reliable cloud services (Firebase), we do not guarantee 100% uptime. We are not responsible for any data loss resulting from service interruptions or technical failures.
4. Prohibited Uses
You agree not to use the Website or App for:
Any unlawful purpose or to solicit others to perform unlawful acts.
Circumventing the security features of the Website or App.
Uploading or transmitting viruses or any other type of malicious code.
Scraping or extracting data from the Website or App for commercial use.
5. Limitation of Liability
To the maximum extent permitted by applicable law, Finacify shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, or other intangible losses, resulting from:
Your use or inability to use the Website or App.
Any unauthorized access to our servers or your personal data.
Any financial losses incurred by following (or misinterpreting) information within the App.
6. Intellectual Property
The App and its original content, features, and functionality (including logos, UI design, and proprietary algorithms) are and will remain the exclusive property of Finacify and its licensors.
7. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of changes by updating the "Effective Date" at the top of this page. Your continued use of the App after such changes constitutes your acceptance of the new Terms.
8. Canadian Consumer Protection Notice
Informational Purpose Only: In accordance with Canadian consumer protection standards, Finacify declares that this website or App is a software tool, not a financial service. It does not provide "Financial Advice" as defined by the Securities Act of any Canadian province.
9. No Professional-Client Relationship
Use of this Website or App does not create a client-advisor relationship. Finacify is not registered as an investment dealer or adviser with any Canadian provincial securities commission (such as the OSC, BCSC, or AMF).
10. Contact Us
If you have any questions about these Terms, please contact:
Email: connect@finacify.com